Registered AIFM · Ljubljana · European Union
BLK Finance is an alternative investment fund manager registered with the Slovenian Securities Market Agency (ATVP) under ZUAIS. We take your strategy — trade finance, EU real estate, fintech or payments — and put it inside a regulated fund structure with the manager, governance and reporting already in place.
You keep the origination and the investment thesis. We carry the regulatory wrapper, the risk framework and the investor reporting — the arrangement the market calls a third-party AIFM.
01
No AIFM to establish, staff or register. The registration, governance and policies are in place.
02
Dedicated funds and compartments so each strategy, investor group and risk profile stays ring-fenced.
03
Our sectors are the sectors our group runs businesses in: payments, e-money, digital assets, technology.
04
Where a strategy needs payment rails, settlement or advisory, a licensed group entity can deliver it.
What we do
As a registered AIFM under ZUAIS, our permitted activity is the management of alternative investment funds — portfolio management and risk management — together with the functions that support the funds we manage.
We say plainly what sits outside that perimeter. We do not provide MiFID investment services, we do not manage individual client portfolios, and we do not market funds to retail investors. Where a client needs something beyond our scope, a licensed BLK Group entity or an independent provider takes it on under its own permissions.
Core function
Dedicated funds for a single professional investor or a small, defined group. Portfolio management and risk management performed by the manager, within an investment policy we agree with you and then hold ourselves to.
Scope detailSet-up
Choosing the vehicle, designing compartments and SPVs, drafting the rules and investor documentation with counsel, appointing administration, audit and valuation, and completing the ATVP notification.
For sponsorsOngoing
Valuation oversight, NAV production with the administrator, investor reporting on an agreed cycle, AML and KYC onboarding of investors, and regulatory reporting to the ATVP for the funds we manage.
For investorsWhere our expertise sits
We do not run a shopping list of asset classes. These four are where our team and our group have operating history, counterparties and a view on risk.
Strategy 01 · Private credit
Short-duration, self-liquidating exposure to real trade flows: receivables and invoice financing, supply-chain and purchase-order finance, and commodity flows with defined obligors, documentation and insurance. Cash generated by the underlying transaction, not by a refinancing assumption.
Trade finance strategyStrategy 02 · Real assets
Project-level equity and structured participations in real estate within the European Union — residential and mixed-use development, repositioning, and income assets in markets our team knows: Slovenia, the Adriatic region, Central Europe and DACH. One SPV per project, one investor line of sight.
EU real estate projects strategyStrategy 03 · Growth equity
Companies that sell into regulated finance rather than compete with it: onboarding and KYC automation, transaction monitoring and risk intelligence, core ledger and wallet infrastructure, treasury and reconciliation tooling. We assess them as a customer would, because inside the group we are one.
Fintech technology strategyStrategy 04 · Infrastructure
Payment and settlement platforms riding new technology while staying inside the rules: instant and account-to-account rails, e-money and wallet programmes, stablecoin-adjacent settlement with an audit trail. Fast and easy to use is a product requirement; compliant is the entry ticket.
Payment platforms strategyInside BLK Group
BLK Finance is the asset management arm of BLK Group — six specialised brands across payments, e-money, digital assets, advisory and technology, with entities authorised, registered or supervised in the United Kingdom, Canada, Switzerland and Slovenia.
That matters commercially as much as it does technically. A portfolio company can be plugged into group payment rails. A trade finance obligor can be paid through a licensed remittance entity. A sponsor can get structuring advice before the fund exists. Each of those services is delivered by the group entity that holds the relevant permission, under its own licence and terms — never by BLK Finance.
VIP360
Dedicated IBANs, e-money wallets, card programmes, SEPA and SWIFT remittance and multi-currency FX, delivered by FCA- and FINTRAC-regulated entities within the group’s ownership structure.
vip-360.comXCHANGE360
Crypto and stablecoin acceptance, OTC execution, custody and cross-border payout with an audit trail. Swiss operations are AML-supervised through ARIF, a FINMA-recognised self-regulatory organisation — not a prudential licence.
xchange-360.comBLK Advisory
Payments and settlement strategy, EU corporate setup routes, cross-border structuring, VAT and VIES oversight, receivables processes and M&A support — from advisers who run regulated businesses themselves.
Visit siteBLK Tech · VIPTECH
White-label wallets, API payment gateways, AI-driven fraud prevention, digital-asset custody and compliance SaaS — the infrastructure the group’s own regulated brands run on.
blk-tech.comBrands within BLK Group are operated by separate legal entities. Regulated services are provided only by the licensed entity concerned, under its own licence and terms; the contracting entity and its regulatory status are disclosed before onboarding. BLK Finance does not provide payment, e-money, digital-asset or advisory services, and no introduction to a group entity forms part of the management of any alternative investment fund.
If you allocate capital
Family offices, institutions and corporates that want a defined exposure in a structure they can see through — with the investment policy, valuation approach, reporting cycle and fee basis agreed before capital moves.
If you need capital or a wrapper
Developers with an EU project, corporates financing trade flows, and managers who have investors and a strategy but no AIFM. Bring the deal; we will tell you quickly whether it fits a fund structure and what it would take.
How an engagement runs
Timelines depend on the strategy, the assets and the service providers involved. What does not vary is the order — and the fact that you get a written view on feasibility before anyone drafts documents.
Step 01
Strategy, investor base, target size, jurisdictions. Thirty minutes is usually enough to know whether to continue.
Step 02
A written view: vehicle and compartment design, eligibility, service providers, indicative cost and timetable, and any red flags.
Step 03
Fund rules and investor documents with counsel, administrator, auditor and valuation appointments, ATVP notification, bank and account opening.
Step 04
Professional-investor classification, AML and KYC, subscription documents, capital call mechanics and first close.
Step 05
Investment decisions within the agreed policy, risk monitoring, NAV and valuation cycle, investor reporting and regulatory reporting.
Jurisdiction
Slovenia is a euro-area EU member state. Fund managers are supervised by the ATVP under ZUAIS, the national transposition of AIFMD, so the concepts, definitions and investor protections are the ones EU allocators already recognise — at a scale where a manager still answers the phone.
ZUAIS implements Directive 2011/61/EU. Definitions of professional investor, AIF and manager duties follow the directive.
Funds can be denominated in euro with euro-area banking and settlement, removing an FX layer for EU investors.
The registered regime is designed for managers below the AIFMD thresholds — proportionate obligations for dedicated, single-strategy funds.
Ljubljana sits between the Adriatic, CEE and DACH markets where much of our real asset and trade flow origination happens.
A thirty-minute introductory call with the people who would actually run the mandate — not a sales desk. No obligation, no documents required to start.